🎲 D&D Tool — 2026 Updated
D&D 5e Point Buy Calculator
Build optimized ability scores for your character. Allocate 27 points, apply racial bonuses, and see your modifiers instantly.
📊 27 Point Budget
⚡ 6 Ability Scores
🧬 28+ Races
🎯 Modifier Calculator
⚔️ Ability Score Builder
Allocate your 27 points across all six ability scores
Points Remaining
27
of 27
💪 Strength
8
(-1)
Cost: 0 pts
🎯 Dexterity
8
(-1)
Cost: 0 pts
❤️ Constitution
8
(-1)
Cost: 0 pts
🧠 Intelligence
8
(-1)
Cost: 0 pts
👁️ Wisdom
8
(-1)
Cost: 0 pts
🗣️ Charisma
8
(-1)
Cost: 0 pts
✨ Final Ability Scores (After Racial Bonuses)
STR
8
(-1)
DEX
8
(-1)
CON
8
(-1)
INT
8
(-1)
WIS
8
(-1)
CHA
8
(-1)
📊 Point Buy Cost Reference
| Score | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 |
|---|---|---|---|---|---|---|---|---|
| Cost | 0 | 1 | 2 | 3 | 4 | 5 | 7 | 9 |
| Modifier | -1 | -1 | 0 | 0 | +1 | +1 | +2 | +2 |
🎲 What is Point Buy?
📐 How It Works
All scores start at 8. You have 27 points to spend. Costs increase at higher values — a 14 costs 7 pts, a 15 costs 9 pts. Max buy is 15 before racial bonuses.
⚖️ Why Point Buy?
- No risk of rolling poorly
- Full control over your build
- Balanced across players
- Easy to plan progression
❓ FAQ
How many points do I get?
27 points to spend. All scores start at 8.
What's the highest score I can buy?
15 before racial bonuses. With racial bonuses, up to 17.
Can I lower a score below 8?
No. 8 is the minimum.
How do racial bonuses work?
Applied after you spend your 27 points.
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📖 Based on official D&D 5e Player's Handbook rules. Always consult your DM for house rules. For educational purposes only.
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